A budget template is an example that can be used as a base by your organization members when creating a budget. It helps to assure consistency throughout your budgets, or to prevent from repeating tasks or from forgetting some. All the members allowed to edit a budget use the same settings.
To learn how to create a budget template for your event, please read our article How to create one or several budget templates for my event?
To learn how to create a budget template for your organization, please read our article How to create one or several budget templates for my organization?